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Find your next mortgage

Get the right mortgage deal for you with Embrace Financial Services.

What can I afford? Book an appointment

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Rated Excellent by our customers

Get the best mortgage deal for you

Taking out a mortgage is a big commitment - whether you're getting one for the first time or looking to remortgage.

Davis Tate have partnered with Embrace Financial Services to provide you with access to expert mortgage and protection advice that is tailored to your needs.

If you would like to see if they can get you the best deal on your mortgage from a range of mortgage lenders, then call today on 08456 026990 or fill in the contact form to request a callback.  

Why not use our quick mortgage calculator to find out approximately how much you could borrow. 

How much could you borrow?

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• This information is a guide only and should not be relied on as a recommendation or advice, that any particular mortgage is suitable for you.
• All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender.
• You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

What mortgage do I need?


If you are a first time buyer there are a selection of mortgage types to choose from. Our advisers can help guide you to the right one.


Remortgaging is when you replace your current mortgage without moving house. Your current deal could be coming to an end or you might want to release some equity.

Buy to Let

Buy to let mortgages are for people who want to invest in a property in order to rent it out. If you are buying with the sole intention of renting then you need a Buy to Let mortgage.

Help to Buy

As a first time buyer there may be different mortgage rates open to you. Including the 95% Help to Buy Mortgage Guarantee Scheme.

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Reasons to choose Embrace Financial Services

4.5 stars

Average rating on Trustpilot


First time buyers on property ladder


Mortgage applications submitted

£2.3 billion

Mortgage submissions valued

Internal statistics 2023

Mortgages available from a wide range of well known providers

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What customers say about Embrace Financial Services

Mortgage types

Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme closed to new applications on 31st October 2022.

Interest only mortgage

An interest-only mortgage allows you to pay just the interest charged on the loan each month. You don’t have to repay the amount you’ve borrowed (sometimes known as the capital) until the end of the term. 

Offset mortgage

This is a flexible mortgage linked to your savings or current account. With this type of mortgage, you are only charged interest on the net amount you owe the lender, after offsetting any savings or current account balances against the amount of your mortgage.

Discounted rate mortgage

A discounted rate gives you a set 'discount' off the lender's standard variable rate (SVR) for a specified period. For instance, if the discount was 1%, you will be charged 1% below the SVR for the period of the discount. 

Standard variable rate mortgage

With this type of mortgage your payments will go up or down when the lender's mortgage rate changes. Most standard variable rates tend to move in line with the Bank of England base rate.

Tracker mortgage

This is a variable rate where the interest rate is a set amount above, below or equal to the Bank of England or some other base rate and so always "tracks" changes in that rate.

Fixed rate mortgage

Fixed rate mortgages are fixed for a specified number of years, so you know what your interest payments will be over that period. Following this period, the rate will usually revert to the lender's standard variable rate.

Embrace Financial Services in partnership with Davis Tate


Mortgage and Protection services are referred to Embrace Financial Services Ltd.

Your initial mortgage appointment is without obligation.We normally charge a fee for our services; however, it is payable only on the submission of your mortgage application. The fee will depend on your circumstances but our standard fee is £549. Complex cases usually attract a higher fee. We will discuss and agree the fee with you prior to submitting any mortgage application.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
Embrace Financial Services Ltd, registered in England and Wales at Second Floor, The Forum, Barnfield Road, Southernhay, Exeter EX1 1QR. (06447316).