Menu
Book an expert valuation
Instant online valuation
Sell
Buy
Landlords
Rent
Land & new homes
About us
Branches

We use cookies to provide the best experience on our website. To learn more about how we use cookies, please see our Cookie Policy. You can manage your preferences now on this banner, or via your browser at anytime.

Cookie settings
Accept and close
EFS - 3 months free

3 months free roundel

Get your mortgage paid for 3 months by EFS!

Attend your mortgage appointment and you will be entered into a prize draw to have your first 3 months mortgages paid for you. 

Get the best mortgage deal for you

Taking out a mortgage is a big commitment - whether you're getting one for the first time or looking to remortgage.

Davis Tate have partnered with Embrace Financial Services to provide you with access to expert mortgage and protection advice that is tailored to your needs.

Plus with fantastic new technology you could get a Mortgage in Principle within only 30 minutes.

What would you like to do?

If you would like to see if they can get you the best deal on your mortgage, then call today on 08456 026990 or fill in the contact form to request a callback.  

1
2
3

AddressChoose DateYour details

Wrong details? Start again
Your address
Please enter your postcode
Confirm Address
Date and time
Confirm date
Mortgage details
Second applicant details

How much could you borrow?

Income
Result

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders. Make an appointment to receive mortgage advice suitable for your needs and circumstances.

Book your appointment

Reasons to choose Embrace Financial Services

98%

Customers would recommend us *

4,500

First time buyers on property ladder

17,500

Mortgage applications submitted

£3 billion

Mortgage submissions valued

EFS 1000s  

Choice

They have access to 1000s of mortgage deals from 100s of lenders, including well known high street providers. These often include exclusive deals that cannot be accessed by going direct to the lender. 
     
EFS computer 64  

Safe

Advisers will conduct secure video or telephone appointments so you can get expert advice from the comfort and safety of your home. 
EFS online support 64  

Tailored

Embrace Financial Services will listen to your needs and circumstances and recommend the best products for you. 
     
EFS communication 50  

Communication

They provide excellent communication and will stay in touch every step of the way.  All documents can be shared safely and quickly electronically.

Meet your Financial Advisers

Richard Cluderay
Richard Cluderay
Financial Consultant
Richard has been employed in the financial services industry for over 20 years and has always specialised in mortgages. He has been a part of the Embrace Financial Services team since 2013.  
Read more...

Richard was born in Tilehurst, Reading and currently lives in Padworth, West Berkshire, with his family. In his spare time, he enjoys rebuilding and restoring classic motorbikes.

Book your appointment
Richard Cluderay
Financial Consultant
Chris Pledge
Chris Pledge
Financial Consultant
Chris has over 30 years’ experience in the financial services industry, working for an assurance company and a high street lender in various roles, including as a financial consultant. 
Read more...

Chris was born and raised in Greenford, Middlesex, and lives in West Wycombe. Apart from spending his spare time with his children, Chris also enjoys football, having been a Class One Football Referee and a Football League 4th Official.

Book your appointment
Chris Pledge
Financial Consultant
Teresa Williams
Teresa Williams
Financial Consultant
Teresa qualified as a financial adviser in August 2020 with a full CeMAP qualification and joined the Embrace Financial Services team in April 2021.
Read more...

Previously Teresa was an estate agent for Davis Tate so is familiar with the area and the people and has a passion for property as well as financial services. 

Teresa grew up in Burghfield and now lives on the outskirts of Reading in a village called Mortimer Common 5 minutes from Burghfield which she moved to 12 years ago. 

Book your appointment
Teresa Williams
Financial Consultant

We have mortgages available from a wide range of well known providers

Barclays logo
HSBC logo
Leeds Building Society logo
Nationwide logo
Natwest logo
Post Office logo
TSB logo
Virgin Money logo

What customers say about EFS

Trustpilot

3 Months Free Terms & Conditions

  1. The promoter is Embrace Financial Services Limited, registered in England at Howard House 3 St. Marys Court, Blossom Street, York, England, YO24 1AH (Company number: 06447316) (the “Promoter”).
  2. To be eligible for entry into the prize draw, customers of the Promoter must meet the following condition:
    1. The customer must attend their first appointment with a Financial Advisor of the Promoter during the period of the competition, prior to the Closing Date.
  3. There is one prize only for a cheque to be sent to the winner on Completion to the value of the total of the first three month’s standard mortgage repayments (the “Prize”). This value does not include any overpayments on the mortgage repayments, mortgage fees, or the cost of any protection or insurance products. The total maximum amount for the Prize to be payable is £4,500 and the mortgage repayment amounts will be verified and confirmed by the Financial Advisor of the Promoter.
  4. To be eligible to claim the Prize, customers of the Promoter must then meet the following conditions:
    1. The customer must have their mortgage arranged by a Financial Advisor of the Promoter; and
    2. The purchase of the property must proceed to completion within 12 months of notification of being a winner and the Promoter should be notified of completion (“Completion”).
  5. There is a limit of one entry per person, which applies whether the person has multiple mortgages or a joint mortgage. Repeat or duplicated entries will be removed from the prize draw.
  6. The prize draw is open for entry from midnight on 1st September 2022 and ends at midnight on 30th September 2022 (the “Closing Date”) inclusive.
  7. The winner will be drawn at random from the list of eligible entries supervised by an independent person on the 3rd October 2022 (the “Draw Date”). The winner will be notified by email within 14 working days of the Draw Date (the “Notification Date”).
  8. The winner will then have 14 working days from the Notification Date to claim the Prize by confirming receipt of the email informing them of their win. If the winner does not claim the Prize within the 14 working days from the Notification Date a replacement winner will be selected in accordance with the process described above until a winner comes forward. If a winner fails to claim the Prize within the timeframe, they will not be eligible for the draw to determine a replacement winner.
  9. The Promoter accepts no responsibility for entries that are lost, mislaid or not successfully completed, regardless of cause, including, for example, due to technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.
  10. The Promoter reserves the right to cancel, suspect, void, amend or withdraw the prize draw where it becomes necessary or reasonable to do so and also reject entries from entrants not entering into the spirit of the prize draw.
  11. Entry into the prize draw is deemed acceptance of these terms and conditions.
  12. The Promoter reserves the right to refuse entry, or to refuse to award the prize to anyone in breach of these terms and conditions. 
  13. The prize draw is open to UK residents over the age of 18 with a permanent UK address, except employees of the Promoter or any other company in the LSL Property Services plc. group of companies, their families or anyone directly connected with the Prize and/or prize draw.
  14. Personal data supplied during the course of this promotion will be processed as set out in the Promoter’s Privacy Notice available here https://www.embracefs.co.uk/privacy-notice.
  15. You may be asked to participate in post-event publicity.
  16. The promotion is non-refundable, non-transferable, and non-chargeable.
  17. These terms and conditions shall be governed by English law, and the parties submit the exclusive jurisdiction of the courts of England and Wales.  

Other ways we can help

Mortgage appointment checklist

Be prepared for your mortgage appointment.

Find out more

Help to Buy

Find out if you can benefit from the government Help to Buy scheme

Help to Buy
Embrace Financial Services in partnership with Davis Tate

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Embrace Financial Services usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £999 and this will be discussed and agreed with you at the earliest opportunity.

* Treating Customers Fairly survey 2021

Book a valuation
Contact your local branch